16: Financial planner Michael Miller discusses superannuation, emergency funds and how to adapt

Are you worried about money during these difficult times?  Serina chats with Michael Miller, a certified financial planner at Wealth Markets Northbourne.   Michael has some great, practical advice about how to manage your finances in uncertain times, including how to forecast your expenses and cash flow.  And he's got some great advice about how to stop stressing about your finances and instead build financial resilience.

Michael holds a Bachelor of Commerce from the University of Canberra and a Masters of Business from Charles Sturt University.  He has lectured and tutored at the University of Canberra in financial planning and economics, and in 2010 launched the Zoe Miller Award for Women in Financial Planning (www.zoemiller.info) to encourage more women to join the financial planning industry.